Mortgage and Lease Payments

Unless you are homeless or living out of your car, small savings around the house can add up quick. For the homeowners out there, investigate options for refinancing your mortgage; a percentage point or two makes a huge different in the long run. You can also make the January mortgage payment early so the interest is included in the current year’s tax deduction. For all the renters out there, try to renegotiate your monthly payments the next time your lease is up for renewal. If you’re a good tenant, your landlord will see the benefits in giving you a discount to avoid unoccupancy and the possibility of future delinquent renters.

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